Janet Mlynar

Founder and President

Most of Janet’s story is the story of HCI. Based on 30+ years of entrepreneurial experience in the insurance industry and securities industry, combined with her MBA and CFP®, Janet is uniquely qualified as an ACA expert. She is considered a thought leader and is a dynamic speaker, known to hold the attention of an audience, even on a subject as technically challenging as the Affordable Care Act.

As a business owner with extensive knowledge in the fields of health care and financial planning, Janet is uniquely qualified to assist other business owners navigate a complex law that continues to regulate every aspect of group health care. The ACA crossing paths with Janet’s professional career is an asset to every business owner particularly when the ACA tied group health plans to ERISA requiring Employers to manage their group health plans much like they manage their 401(k) Plans.

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